Buying

At this stage, my job is to maneuver all the financial pieces to ensure you’re on strong financial footing when that dream home becomes available. My recommended network of lenders and financial experts will help tighten up your credit, determine exactly how much you can afford for both a home and a down payment, and make sure you’re formally pre-approved for a loan, all with the goal of solidifying your position as a serious market contender.

Now for the fun part! Using the info from step 1, I'll help you draw up a “wish list” of everything you’re looking for in not just your new home, but your new community as well. This is critical in the 30A area as there can be drastic differences in things like beach access, affordability, ratio of short term rentals, and proximity to goods and services depending on the exact community. I'll match your must-haves with your budget and then draw on my local expertise and network of industry colleagues to help you find a place that’s everything you wished for. 

You’ve found “the one” and you’re ready to make an offer! I'll help you formulate a fair, data-driven purchase offer based on in-depth market analysis, and draw up the purchase agreements. Then, I’ll leverage smart negotiating skills to guide you through contingencies, and concessions, ensuring you don’t spend any more than you need to. And, should things not work out with one offer, we’ll be ready with a game plan for the next.

Once your offer is selected, you can elect to inspect the property. If you do this, we’ll send an independent licensed inspector to fully check a home’s condition. Because it detects issues that aren’t apparent on a walk-through, a home inspection is a powerful negotiating tool and the best insurance you can ever get on a property. If issues arise, we’ll work with you to develop strategies on how best to proceed. You’re getting close, and you don’t want to set yourself up for a houseful of headaches.

This part can get complicated, but I know from experience how to keep the crucial final stages of loan approval from becoming overwhelming. We’ll regularly monitor the progress of your transaction and keep you fully aware of unexpected funds that might be expected from you. I’ll also work with your lender to make sure all the necessary paperwork is complete as we move closer to a smooth closing.

Making it through escrow can seem like a mountain of details but the view from the top is worth it. Expect to sign a ton of paperwork before you get there, and we’ll hold your hand through every step of the process. A few days before closing, we’ll conduct a final walk-through, and then, once both parties sign closing statements, the keys are yours and we’ll celebrate your new home and your new life!